About Motor Insurance
Motor Insurance or vehicle insurance policy financially protects your vehicle against any accidental physical damages and protects you against third-party legal liability arising out of your vehicle in the form of injury, death and property damage.
Liva Insurance offers various plans that are curated to suit your budget and requirements; making us the fastest growing insurance company in Kuwait
Types of Motor Insurance Policies
We provide a wide range of Vehicle insurance covers in Kuwait that fits your needs:
Motor Own Damage Insurance
| Comprehensive Insurance | |
| 1 | Policy benefits |
| 2 | Insurance coverage for the insured vehicle against traffic damages , fire, and total theft. |
| 3 | Repairing the damaged vehicle inside the agency’s garage for vehicles that are not more than five years old from the year of manufacture. |
| 4 | Coverage for unknown accidents according to the terms of the insurance policy. |
| 5 | Without a depreciation on spare parts for vehicles that do not exceed six years from the year of manufacture. |
| Add-on Cover. | |
| 1 | Waiver of Subrogation: which extends coverage to loss or damage to insured vehicle If driver of the insured vehicle has violated following traffic rules. Crossing red signal, Driving in opposite direction, Violating speed limits. |
| 2 | Roadside assistance service 7/24 within the State of Kuwait. |
| 3 | Replacement car service for every accident. |
| Terms and conditions apply *. | |
Motor Third Party Liability Insurance
Third party motor insurance policy in Kuwait covers against claims from third party for injury, death and property damages. It is mandatory for all motor vehicles as stipulated by law.
Who can buy our Motor Insurance Policy?
- Kuwait Citizens/Residents with a valid Resident Visa
Why Liva Insurance?
- Competitive rates
- Policy issuance in no time (online option is available)
- Swift and easy procedures
- Transparent and fast claims processing
How to Submit your Claim
All vehicle insurance related claims are settled in a jiffy, made easier with our smart phone self- inspection app and zero physical paperwork involved!
3 important steps to file a claim on your vehicle insurance online:
- Call at 22060722
- WhatsApp at 22060722
- Email at claims.kwt@livainsurance.com.kw
- Send the vehicle for repair estimation
- Survey and claim settlement

